Elgin Debt Repayment Plan Attorney
At the Law Office of Warren G. Sylvester in Batavia, we provide helpful and experienced representation to people faced with overwhelming debt.
There are two consumer bankruptcy options available. Chapter 13 involves the creation of a debt repayment plan. You will be able to create a plan that works with your income. Over the course of a three- to five-year period, you will contribute some portion of your income to the payment of your debt. You may only end up paying a small portion of some debts. At the end of the period, all remaining debt will be eliminated.
If you are tired of the threats of foreclosure and repossession, if you want the creditor harassment to end, bankruptcy can make it happen. We will help you determine whether this is the right option for you and then assist with deciding between Chapter 7 and Chapter 13. Our experience will be used to help you overcome your debt.
Knowledgeable, Experienced, Trustworthy
E-mail Us or Call (630) 406-7844 • Free 30-Minute Initial Consultation
Chapter 13 is a great choice for many people in Illinois because it comes with a variety of opportunities that are not available when Chapter 7 is filed. The most significant of which is stripping second mortgages. In certain cases, a second mortgage can be stripped completely without jeopardizing ownership of the home. If the value of a vehicle is substantially less than the outstanding loan on it, there is also a possibility of reducing that debt while keeping the vehicle.
Your case will be in good hands when you retain our law firm. You will be represented personally by a lawyer who not only has more than 15 years of legal experience, but who has an additional decade of experience in the field of financial analysis.
Contact Us for a Free 30-Minute Initial Consultation
To make our services work for you and to get started on overcoming your debt immediately, we will accept a low $500 payment for pre-filing costs. We will work with you to create a payment plan for the remaining balance.
To learn more about our legal practice, please contact our law office today for a free 30-minute initial consultation. Talk to a Batavia Chapter 13 bankruptcy attorney with the skill, knowledge and experience you need to guide you toward a positive financial future.

